Terms of Use

By using BudgetBuddi, you agree to these Terms of Use. If you do not agree, do not use the website, free tool or paid digital products.

What BudgetBuddi provides

BudgetBuddi provides budgeting and cashflow planning tools, including a free browser tool and paid digital products such as Excel planning workbooks.

No financial advice

BudgetBuddi is a planning and education tool only. It does not provide financial, accounting, tax, investment or legal advice. You are responsible for checking your figures and making your own decisions.

Your responsibilities

You agree to use BudgetBuddi lawfully, enter accurate information where relevant, keep your own backups and avoid misuse of the website or digital products.

Digital product licence

When you purchase a paid BudgetBuddi digital product, you receive a personal or internal business-use licence. You may not resell, redistribute, share publicly, upload to template marketplaces or claim the product as your own.

Protected workbook formulas

Some paid workbook areas may be protected to reduce accidental formula damage. Protection is intended to preserve functionality and reduce support issues.

Availability

We aim to keep the website available, but we do not guarantee uninterrupted access. The website may be updated, changed or temporarily unavailable.

Limitation of liability

To the maximum extent permitted by law, BudgetBuddi is not liable for loss, damage, missed payments, incorrect projections, business decisions, financial outcomes or reliance on budget forecasts produced by the tool.

Changes to these terms

We may update these terms from time to time. The updated version will be posted on this page.

Contact

For questions about these terms, email hello.budgetbuddi@gmail.com.